Insurance

Health Insurance

Finding health insurance at affordable rates is difficult, especially for people with epilepsy, but it is available. Insurance companies generally believe that persons with epilepsy are likely to cost the company money by submitting large or frequent claims. The type and severity of seizures, and the seizure free period will probably be taken into account in determining whether to provide coverage to the individual. When applying for individual insurance plans, providing detailed information from one's doctor about one's specific situation can be helpful, particularly if the seizures are controlled.

» Health Insurance Overview

» Understanding Health Care Plans

» Understanding Health Care Provisions

» COBRA & HIPAA (insurance portability)

Auto Insurance

People with epilepsy often have difficulty finding and keeping automobile insurance at affordable rates. Insurance companies generally believe that persons with epilepsy are more at risk of having accidents due to their condition and are therefore more likely to cost the company money by submitting large or frequent claims. Find out more about auto insurance, and get information on driving laws in your state.

Life Insurance

People with epilepsy often have difficulty finding life insurance at affordable rates. Insurance companies generally view persons with epilepsy as more likely to die at an earlier age than the average population; therefore, the insurance company would have to pay death claims sooner, costing the insurance company more money. Find out more about life insurance.